Case Study

Driving Cost Efficiency and Service Excellence Through Scalable Offshore Operations

Transforming Mortgage Operations: Achieving 60% Cost Savings and Unmatched Operational Scalability

Elaborate on the Challenge

A leading mortgage services provider in the US faced the challenge of reducing operational costs while maintaining high-quality borrower communication and customer experience. Managing a complex voice process—encompassing both inbound and outbound calls—posed significant resource and efficiency constraints. To address this, the client needed a solution to seamlessly transition junior processing roles offshore to the Philippines without compromising service standards or operational effectiveness.

Objective Summary

To establish a cost-efficient offshore team that ensures high-quality borrower communication enables scalable operations, and upholds exceptional customer experiences.

Business Impact

60%

Reduction in Operational costs

64

NPS Score

100%

Support coverage for all processes

The Solution

Optimizing Processes, Amplifying Outcomes

Moder crafted a tailored offshore solution to address the client’s operational challenges and cost-efficiency goals.

  • The initiative began with a pilot program of five skilled Junior Processors in the Philippines, designed to ensure seamless integration and measurable outcomes

  • Seamlessly transitioned complex inbound and outbound voice processes to an offshore team in the Philippines.

  • Adopted a phased rollout strategy, starting with outbound calls to ensure gradual integration.

  • Leveraged advanced digital voice assessment tools to select skilled processors and maintain high service standards.

  • Provided robust mortgage servicing training led by US-based trainers for operational readiness.

  • Maintained close collaboration with the client’s leadership to align goals and optimize processes.

  • Delivered exceptional borrower communication, enhanced service quality, and significant cost savings.

  • Established a scalable and sustainable offshore model for voice operations.

Results: Summarize the outcome

Reduced operational costs by 60%, delivering significant savings compared to onshore CSS agents.

Improved NPS score to 64, exceeding client expectations for service excellence.

Scaled the team to 75 Jr. Processors, achieving 100% support coverage for all processors.

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