Capital Markets
Paving The Way For Growth With Operational Excellence
In an environment where razor-thin margins challenge correspondent lenders, success hinges on speed, efficiency, and resilience. Moder offers tailored solutions that combine deep industry expertise with advanced technology to meet these critical demands. From managing engagements of all sizes to ensuring assets comply with evolving regulatory and investor requirements, we deliver the scalability, precision, and cost efficiency correspondent lenders need to drive sustainable growth.
Boost profitability
Sharpen quality & compliance
Expedite loan fulfilment
Delivering Impactful, Measurable Outcomes
100%
Turn Around Time
95%
Accuracy
200K
Loan Completed Annually
Explore Our Offerings
To address the unique challenges that correspondent lenders face, we offer customized solutions designed to enhance operational efficiency, boost compliance, and optimize closing speed. Our expertise in mortgage and capital markets, coupled with our targeted solutions, empowers lenders to remain competitive in a cost-sensitive environment.
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Verify availability of all Loan Estimates, Closing Disclosures & Certificate of Compliance
Capture all fee information
Run compliance tool
Perform TRID Review (state checks, HPML)
Complete audit using checklists
Add conditions for cure/missing CoC/information
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Verify availability of credit & closing docs
Complete audit using checklists
Add steps for missing documents/information.
Issue conditional approval to correspondent seller
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High-risk loans, including FICO < 620, non-owner occupied, disputed debts, and appraisers on the exclusionary list
Re-underwrite, including calculating income, reconciling debt, reviewing appraisal
Add steps for missing documents or information
Issue conditional approval to correspondent seller
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Verify all prior to purchase conditions are satisfied
Verify wiring info. is updated in LOS
Verify escrow set up
Verify original note has been received
Verify that first payment date is not > 30 days
Review/ update purchase advice & special circumstance
Update principal reduction worksheet
Our individualized solutions spanning from compliance and credit review to re-underwriting and funding, accelerate productivity and timelines while upholding the industry-leading quality standards. These solutions integrate seamlessly with leading loan origination systems (LOS), including Encompass, Lending Space, and Loan HD, consistently driving transparent and trusted outcomes.
How We Bring It All Together
Skilled and scalable pool of mortgage professionals
Innovative automation tools
Streamlined and customized
processes
Robust governance with multiple layers of risk identification
Explore Our Knowledge Hub
Expert perspectives and industry insights
Blogs
Case Studies
Whitepapers
Mortgage Expertise You Can Count On
200+
Years of combined leadership experience
50+
Clients serviced across mortgage lifecycle (in US)
4500+
Global workforce across 4 countries
500+
Live processes & running across services
100+
Technology deployments till date
Digital Services
Transforming Lending with Advanced Digital Solutions
Our Digital Services transform the lending journey by automating critical tasks like application management and document verification, streamlining processes and reducing errors. Real-time communication tools foster seamless interactions between lenders and borrowers, enhancing engagement and speeding up response times. Designed to ensure compliance, deliver actionable insights, and optimize operational efficiency, our Digital Services empower lenders to close loans faster, more accurately, and with unmatched precision.